Terms of Service

Effective Date: January 1, 2025

Welcome to BusinessFinAdv ("we", "us", or "our"). This document governs your access to our services on businessfinadv.com.

1. Contact Information

Business Name: BusinessFinAdv
Business ID: S1114987A
Address: Marina Bay Sands, 10 Bayfront Avenue, Singapore 018956
Phone: +6588301687
Website: businessfinadv.com

2. Scope of Services

2.1 Advisory Services

We offer professional guidance sessions to support your business endeavors. All appointments are confirmed upon full payment.

2.2 Digital Products

Our downloadable resources (e-books, templates, courses) are delivered electronically after purchase.

2.3 Physical Products

Merchandise and printed materials are shipped to the address provided at checkout.

3. Payment Terms

All fees are due in advance. We accept major credit cards and supported online payment platforms. Title and risk of loss for any physical products pass to you upon shipment.

4. Refund Policy

4.1 Advisory Services

We provide a prorated reimbursement if you cancel at least 48 hours before the scheduled session. Cancellations within 48 hours are non-refundable due to resource allocation and preparation costs.

4.2 Digital Products

If you request reimbursement within 14 days of download and have not accessed more than 20% of the content, we will issue a refund via the original payment method. After 14 days or if access exceeds 20%, purchases are final.

4.3 Physical Products

You may return unused items within 30 days of delivery for a full refund, provided they are in original condition and packaging. Return shipping costs are borne by you unless the item is defective. Reimbursements will be issued after we receive and inspect the returned goods.

5. Rescheduling Policy

You may reschedule advisory sessions up to 24 hours before the start time at no extra charge. Rescheduling requests made within 24 hours may incur a rescheduling fee of up to 50% of the session cost.

6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of our services or products.

7. Changes to Terms

We may update these terms at any time. Continued use of our site constitutes acceptance of the updated terms. The effective date at the top indicates when changes were last made.

8. Contact Us

For questions or to initiate a refund or rescheduling, please reach us at +6588301687 or via contact form.